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What to Know About Covered California Open Enrollment

From health insurance premiums to out-of-pocket costs, you’ll no doubt agree that finding affordable insurance is hard. The average American spends more than $10,000 per year on healthcare expenses—nearly enough to buy a brand-new car. With these types of bills, going without health insurance can be far riskier than expected—and with the advent of the Affordable…
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Mutual of Omaha Medicare Supplement Plan Choices

Mutual of Omaha Medicare Supplement Insurance Plans Are A Great Choice – Here’s Why Mutual of Omaha supplement plans (also known as Medigap), are available in 42 states and the District of Columbia. Original Medicare + a Medigap policy from Mutual of Omaha provides you with many options. Seniors can choose from a wide variety of benefits…
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Medigap Explained

Perhaps the most versatile of optional Medicare choices, Medigap plans help defray health care costs not paid by Original Medicare Parts A and B. Also known as Medicare Supplement plans, Medigap plans typically cover out-of-pocket costs such as co-pays and co-insurance fees. What is Medigap insurance?  So, just what is a Medigap policy? Medigap or…
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What Medicare Supplement Plan G Provides

  Medicare Supplement Plan G is one of the most robust of the ten Medigap options. While some who talk about Medicare coverage options such as Medicare Part G joke about supposed lack of medical coverage, the Plan G option is far from laughable.  For those who want to reduce their out-of-pocket costs beyond what…
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When Am I Eligible For Medicare And How Do I Apply?

It’s Medicare time!  Whether you plan to retire or continue working, if you’re staring down those three months prior to your 65th birthday, you’re rolling into the best opportunity to apply for Medicare. Your IEP (Initial Enrollment Period) or ICEP (Initial Coverage Election Period) is the 7 months surrounding your 65th birthday ( 3 months before/ your birth month/ then 3 months after). Take plenty of time…
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Medicare 101

What is Medicare? Medicare Part A, Medicare Part B, and then there is Part C and medicare supplement plans. It all sounds very confusing. What is medicare? What does it cover and how do I apply for medicare? Designed primarily to provide health insurance to U.S. residents age 65 or older, Medicare is managed by…
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How To Choose the Right Medicare Advantage Plan, Find Affordable Medicare Solutions

Medicare can be confusing for those about to turn 65. Questions that seniors struggle with: Will my Medicare Plans A and B provide enough coverage? Can I afford to supplement them, to protect myself against additional medical and prescription costs? Which should I choose – Medicare Advantage or Medicare Supplement? How do I find affordable…
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Medicare Plan Finder: Choosing the Right Coverage

Ensuring you have quality health coverage not only allows you to access routine and preventive care, but it helps to protect you financially in the event that you experience a serious illness or catastrophic event. Once you are eligible for Original Medicare, which includes Medicare Part A (inpatient coverage), and Medicare Part B (coverage for…
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How to Determine Your Best Medicare Supplement Insurance Companies

Seniors who wish additional insurance coverage beyond their Medicare Parts A and B have two options – Medicare Advantage (MA) Plans or Medicare Supplement plans. The latter is sometimes referred to as MediGap insurance.  While the differences are extensive, the primary difference between the MA and Supplement coverage is that supplements provide coverage while traveling,…
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Affordable Life Insurance – Best Burial Insurance for Seniors

We all want to give our loved ones the financial protection they deserve.  A burial insurance policy that will payout at our demise is a great way to do that. There are different types of life insurance policies that you can buy today that will cover your final expenses.  Finding the the best burial insurance…
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