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How much life insurance do you really need?

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Take two minutes and calculate how much life insurance coverage you need to insure the ones you love

When purchasing life insurance, the question really isn’t how much you need, but how much capital your family will need at the time of your death, which depends on two variables:

1) How much will be needed at death to meet immediate obligations?

This amount takes into account all final expenses: uncovered medical bills, funeral and estate-settling costs, outstanding debts, mortgage balance and college costs to name a few.

2) How much future income is needed to sustain the household?

This is the number you’ll arrive at after calculating the “present value” of cash-flow streams your family will need after your death.

Please be sure to enter a value in all fields to process the analysis. If a field is not used, please enter 0.

Note: only numeric values will be accepted. Do not use special characters such as $ or commas.

61 percent have not bought life insurance or more of it because they have other financial priorities.

What's next? Learn about your options.  

What's next? Learn about your options.