Protect Your Family with
LIFE INSURANCE 

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Get Whole Life Insurance Coverage for as Low as $1 Per Day!

Get Quote Online or Speak to Licensed Agent: 866-936-3831

VIEW YOUR QUOTES

GUARANTEED WHOLE LIFE INSURANCE

WHY I SHOULD HAVE WHOLE LIFE INSURANCE


Whole Life Insurance or Final Expense Life Insurance is an important tool to help you and your loved ones manage your wealth. It ensures that your family will not be burdened by your funeral costs, medical bills and final expenses if something should happen to you. These policies are small, affordable policies that are meant to help people who live on a fixed income such as social security, disability or even disabled veterans.

HOW LONG WILL THE WHOLE LIFE INSURANCE POLICY LAST?


Whole life insurance, also known as “cash-value” insurance is a basic and consistent type of permanent life insurance which remains in effect your entire life at a level premium. A portion of your premium that you pay each month goes into a reserve fund called ‘cash value’ that builds up over the years your policy is active. Your reserve fund grows tax-deferred and you can even borrow against it.

WILL THE AMOUNT I PAY EVER INCREASE?


The type of whole life insurance we recommend you purchase through our network of the best life insurance companies guarantees that your premiums remain the same over the life of your policy. Some popular insurance companies that offer online life insurance quotes like Colonial Penn, AARP Life Insurance, or Globe Life offer a great rate to start but then charge more as you get older, reduce your benefits or your policy simply ends once you reach a certain age. With our recommended top life insurance companies you'll never have to worry about your premiums going up or the benefits going down or being cancelled due to age.

ARE THERE OTHER WAYS TO PURCHASE WHOLE LIFE INSURANCE


You may have the option of obtaining whole life insurance paid up at age 65 which means that you only make premium payments until you reach age 65, then your coverage continues for your whole life and the death benefit is guaranteed to your loved ones. You also have single premium options -- paying all of the premiums at once with a single lump sum. By taking advantage of this option, your cash values will grow to equal the amount of the death benefit when you turn to age 100.

NO EXAM LIFE INSURANCE


Buying a Guaranteed Issue Life Insurance policy has never been easier. Guaranteed Issue Life Insurance policies are no medical exam life insurance policies and have no medical questions which makes for a simplified process for quick issue.

SPECIAL RATE OFFER


We have an exciting offer true Guaranteed Issue Life Insurance program from William Penn Association that is available for issue ages from 56-90. The coverage is a limited amount of true guaranteed issue life insurance with immediate coverage at standard rates. That means that unlike Gerber Life Insurance, Globe Life Insurance, Colonial Penn or any company offering guaranteed issue life insurance that you would find on SelectQuote, there is no 2, 3 or 4 year waiting period for benefits to be in effect, the full immediate death benefits of the policy will be paid out to your beneficiary for any cause of death from day one when the policy is active, limitations on suicide may apply.

WHOLE LIFE INSURANCE & FINANCIAL PLANNING


Whole life insurance is most suitable for you, if you want to 

  • use it as a tax and estate planning tool- see our financial planning calculators
  • accumulate cash value that you may use for a child's education or retirement,
  • pay medical, funeral and final expenses,
  • provide money for a favorite charity,
  • setup a Buy Sell Agreement Life Insurance plan for your business
  • provide key person protection in a business or partnership situation. 



WE'RE HERE TO HELP YOU
As independent life insurance agents, we work on your behalf directly with the top life insurance companies that offer cheap life insurance for our customers. Before buying the whole life insurance, we can help you determine the level of coverage that is needed to protect your loved ones. Feel free get a quote online or go to our Calculators page and use our free Life Insurance calculator or Financial Planning tool. You may also contact one of our licensed agents and we can help you find no medical exam life insurance coverage today! 

“I know my father loved us, but the financial burden we faced after his death was too much to bear.”

- Palak Patel, Whose father died without life insurance
when she was just 12

Palak Patel